Should you invest in thematic or sectoral funds?

Should you invest in thematic or sectoral funds?

Investors have invested nearly Rs 55,000 Crore in thematic funds in the last six months. Why does it matter? Mutual funds have witnessed an inflow of Rs 1.4 lakh crore in the past six months, with nearly 40% going into thematic and sectoral funds. Sectoral and thematic funds are riskier because they are less diversified…

Can the information ratio help you identify the right fund?

Can the information ratio help you identify the right fund?

In the last year, the inflows in the mid-cap and small-cap funds have risen due to their phenomenal performance. Investors flock to these funds, hoping to earn stellar returns, ignoring the risk. Why it matters? SEBI, in its consultation paper, has proposed that all mutual funds disclose risk-adjusted returns instead of returns. This risk-adjusted return…

The Union Budget 2024 Highlights – Personal Finance Perspective
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The Union Budget 2024 Highlights – Personal Finance Perspective

The Union Budget 2024, announced by Finance Minister Nirmala Sitharaman, has brought several significant changes to personal finance, particularly in income tax slabs, standard deductions, and capital gains tax. 1. New Income Tax Slabs for FY 2024-25 (New Tax Regime) These changes aim to provide more disposable income to the middle class and encourage the…

How safe is your child’s foreign education fund? 🤔

How safe is your child’s foreign education fund? 🤔

As per QS Rankings, Harvard University is ranked number four globally. Today, a two-year MBA tuition fee at Harvard is Rs 1.21 Crores. These fees exclude indirect expenses like living expenses, travelling expenses, utilities, monthly expenses, etc. Why does it matter? Zoom In What Next? It is advisable to seek professional help to ensure you…

Have you heard about NHCX: A single portal for health claims? 💉🤕
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Have you heard about NHCX: A single portal for health claims? 💉🤕

NHCX (National Health Claim Exchange) is a digital platform developed by the National Health Authority (NHA) and the Union Ministry of Health and Family Welfare. It was developed on the recommendation of IRDA and NHA. Why it matters? Zoom In What Next? Disclaimer. Mutual Fund investments are subject to market risks, read all scheme related…