SpaceX IPO Update: Is SPCX a Real Opportunity or Just Market Hype?
While marketing materials frame it as a booming aerospace milestone, the business is fundamentally a loss-making conglomerate that posted a $4.94 billion GAAP net loss for FY 2025.
Indian rupee fall and RBI Intervention: Why RBI Cannot Protect Indian rupee at One Level Forever
Rupee fall and RBI intervention are again being discussed after the rupee touched a low of 96.96 against the U.S. dollar. Later, it recovered near 95.23, helped by lower crude oil prices and likely support from the Reserve Bank of India through state-run banks. Many investors are asking one simple question: If RBI has dollar…
Sudden Fall in Gold and Silver: Market Logic or Manipulation?
When prices fall, it’s often seen as manipulation. Sharp declines usually trigger suspicion. “Something feels off.” “Is this manipulation?” But there’s clear logic behind these moves, with multiple perspectives at play. Let’s take a closer look. What Actually Triggered the Fall: On 28th January, the US Fed hinted that rate cuts won’t happen soon. Higher…
How Bandwagon Effect Is Seeping Into Your Assests
Ever attended a “most talked about” investment seminar, listened to the same hot stock/sector being praised, and walked out thinking—“Is this truly that special, or is it just the hype?” That name, that fame, and the packed hall full of people nodding along are all signs of the bandwagon effect— commonly known as herd mentality….
Risks we don’t notice until it’s too late
Ever heard of the boiling frog syndrome? Imagine dropping a frog into boiling water; it jumps out instantly. But place the same frog in cool water and slowly turn up the heat, and it stays, adjusting bit by bit until the warmth turns dangerous and it’s too late to escape. Its relevance to human behaviour…
Regret Minimization : The most underrated personal finance strategy
We all imagine a successful future. But the wiser question is – when you are 60, and you look back, did you use your health and income to build the life you truly wanted? This is the essence of what Jeff Bezos popularised as the “Regret Minimisation Framework.” “What would I regret not doing today?”…
Why Tariffs shouldn’t shake your long term course!
Imagine you’re sailing, and dark clouds appear, waves toss the deck, but the hull is strong. That’s what we’re seeing now, a temporary disturbance, not a sinking ship. That’s the U.S.–India tariff noise right now: choppy weather, not a hole in the boat. What’s Happening? Some Indian goods are facing higher import duties abroad. There’s…
The 4 Seasons of Wealth – Where Are You Now?
I often tell my clients that wealth is like nature, it doesn’t grow in a straight line. It moves in cycles, just like the four seasons. If you understand which season you’re in, choose better, skip costly errors, prepare for the future. Let’s walk through each one and see where you stand today. 1. Spring…
How Biases Influence Multi-Crore Decisions
When you manage wealth in crores, the decisions are no longer just about numbers — they’re about judgement, emotion, and timing. While most HNIs have access to research, data, and professional advice, human biases still influence how investment decisions are made. 1. Overconfidence Bias Having built successful businesses or careers, many HNIs trust their instincts,…
What SEBI’s Action Against Jane Street Capital Teaches HNIs About Blind Imitation
In the world of investing, there’s a common bias among affluent investors: “If the big guys are doing it, it must be smart.” But recent events show that even billion-dollar firms with global reach can falter—and sometimes, their moves can mislead rather than inspire. Take the case of Jane Street Capital—a global trading powerhouse recently…