For years, banks have been the traditional gatekeepers of loans, offering funds for everything from buying a home or car to pursuing higher education. Yet, anyone who has ever applied for a loan knows the experience can be a mixed bag—stringent scrutiny, endless paperwork, and the looming possibility of rejection. Imagine needing a loan, only…
The Union Budget 2024, announced by Finance Minister Nirmala Sitharaman, has brought several significant changes to personal finance, particularly in income tax slabs, standard deductions, and capital gains tax. 1. New Income Tax Slabs for FY 2024-25 (New Tax Regime) These changes aim to provide more disposable income to the middle class and encourage the…
The results are out for the 2024 Lok Sabha Elections. This could probably be the biggest event of the year. Against the exit poll projection of 360–400 seats for the BJP-led NDA and upwards of 320 for the BJP alone, the final tally is more like 292 for the NDA and 240 for the BJP….