When prices fall, it’s often seen as manipulation. Sharp declines usually trigger suspicion. “Something feels off.” “Is this manipulation?” But there’s clear logic behind these moves, with multiple perspectives at play. Let’s take a closer look. What Actually Triggered the Fall: On 28th January, the US Fed hinted that rate cuts won’t happen soon. Higher…
Ever attended a “most talked about” investment seminar, listened to the same hot stock/sector being praised, and walked out thinking—“Is this truly that special, or is it just the hype?” That name, that fame, and the packed hall full of people nodding along are all signs of the bandwagon effect— commonly known as herd mentality….
Ever heard of the boiling frog syndrome? Imagine dropping a frog into boiling water; it jumps out instantly. But place the same frog in cool water and slowly turn up the heat, and it stays, adjusting bit by bit until the warmth turns dangerous and it’s too late to escape. Its relevance to human behaviour…
We all imagine a successful future. But the wiser question is – when you are 60, and you look back, did you use your health and income to build the life you truly wanted? This is the essence of what Jeff Bezos popularised as the “Regret Minimisation Framework.” “What would I regret not doing today?”…
Imagine you’re sailing, and dark clouds appear, waves toss the deck, but the hull is strong. That’s what we’re seeing now, a temporary disturbance, not a sinking ship. That’s the U.S.–India tariff noise right now: choppy weather, not a hole in the boat. What’s Happening? Some Indian goods are facing higher import duties abroad. There’s…
I often tell my clients that wealth is like nature, it doesn’t grow in a straight line. It moves in cycles, just like the four seasons. If you understand which season you’re in, choose better, skip costly errors, prepare for the future. Let’s walk through each one and see where you stand today. 1. Spring…
When you manage wealth in crores, the decisions are no longer just about numbers — they’re about judgement, emotion, and timing. While most HNIs have access to research, data, and professional advice, human biases still influence how investment decisions are made. 1. Overconfidence Bias Having built successful businesses or careers, many HNIs trust their instincts,…
In the world of investing, there’s a common bias among affluent investors: “If the big guys are doing it, it must be smart.” But recent events show that even billion-dollar firms with global reach can falter—and sometimes, their moves can mislead rather than inspire. Take the case of Jane Street Capital—a global trading powerhouse recently…
Dow Jones is down. Nasdaq is all over the place. CNBC is flashing red. What should you do as an Indian investor? Let’s break it down. Today’s headlines are loud: It’s tempting to react. It feels urgent. But here’s the truth:The US market is not your market. Your plan is not their plan. What’s Happening…
You may have seen recent headlines about the U.S. imposing new tariffs on Indian exports. On April 2, 2025, President Donald Trump announced a 26% “reciprocal tariff” on goods from India, effective April 9. While this marks a significant development in global trade, we’re here to help you understand what it really means for India…