Imagine you’re sailing, and dark clouds appear, waves toss the deck, but the hull is strong. That’s what we’re seeing now, a temporary disturbance, not a sinking ship. That’s the U.S.–India tariff noise right now: choppy weather, not a hole in the boat. What’s Happening? Some Indian goods are facing higher import duties abroad. There’s…
I often tell my clients that wealth is like nature, it doesn’t grow in a straight line. It moves in cycles, just like the four seasons. If you understand which season you’re in, choose better, skip costly errors, prepare for the future. Let’s walk through each one and see where you stand today. 1. Spring…
When you manage wealth in crores, the decisions are no longer just about numbers — they’re about judgement, emotion, and timing. While most HNIs have access to research, data, and professional advice, human biases still influence how investment decisions are made. 1. Overconfidence Bias Having built successful businesses or careers, many HNIs trust their instincts,…
In the world of investing, there’s a common bias among affluent investors: “If the big guys are doing it, it must be smart.” But recent events show that even billion-dollar firms with global reach can falter—and sometimes, their moves can mislead rather than inspire. Take the case of Jane Street Capital—a global trading powerhouse recently…
Dow Jones is down. Nasdaq is all over the place. CNBC is flashing red. What should you do as an Indian investor? Let’s break it down. Today’s headlines are loud: It’s tempting to react. It feels urgent. But here’s the truth:The US market is not your market. Your plan is not their plan. What’s Happening…
You may have seen recent headlines about the U.S. imposing new tariffs on Indian exports. On April 2, 2025, President Donald Trump announced a 26% “reciprocal tariff” on goods from India, effective April 9. While this marks a significant development in global trade, we’re here to help you understand what it really means for India…
“If money solves problems, why does financial stress increase as we earn more?” In your mid-30s, you’re likely earning more than ever. You’ve climbed the career ladder, made smart decisions, and unlocked a life of possibilities. Yet, if you’re honest, the anxiety hasn’t faded—it has shifted. The worries of your 20s—paying rent, affording a car,…
Gold price has touched Rs 90,935 (10 gm 24K gold in Mumbai as on 18th March 2025). Isn’t that amazing?! In the last one year, gold prices have increased from Rs 67,495 (as on 19th March 2024) to Rs 90,935. A whopping 34.72% returns in a year! After looking at the numbers, gold is shining…
Imagine you’re preparing a perfect cup of masala chai. You carefully balance the strong, aromatic tea leaves with the creamy, soothing milk. The result? A harmonious blend that satisfies both your need for a caffeine kick and a comforting drink. Hybrid funds work similarly, blending different asset classes to create a well-balanced investment portfolio. Let’s…
Meet Neha, a savvy marketing professional. She just received a ₹10 lakh bonus and wanted to park it safely for three years before making a down payment on her dream home. A Fixed Deposit (FD) seemed like the safest choice until she realized that her money would barely grow after taxes and inflation. That’s when…