Imagine you’re preparing a perfect cup of masala chai. You carefully balance the strong, aromatic tea leaves with the creamy, soothing milk. The result? A harmonious blend that satisfies both your need for a caffeine kick and a comforting drink. Hybrid funds work similarly, blending different asset classes to create a well-balanced investment portfolio. Let’s…
Meet Neha, a savvy marketing professional. She just received a ₹10 lakh bonus and wanted to park it safely for three years before making a down payment on her dream home. A Fixed Deposit (FD) seemed like the safest choice until she realized that her money would barely grow after taxes and inflation. That’s when…
Do you wish to build a large corpus for retirement, buy a house, or fund your child’s higher education. Parking money in a savings account might feel safe. But, it’s like using a cycle when you have a sports car. It’s safe, but it won’t get you far. As inflation hovers near 6%, your bank…
Investing can feel scary, right? Stock market jargon, endless options, and the fear of losing money. But what if I told you there’s a way to invest without all the hassle? That is Mutual Funds—the superheroes of modern investing! Whether you’re new or a seasoned pro, they’ve got something for everyone. Let’s dive in, make…
Imagine receiving a bonus, winning a lottery, or getting a tax refund — exciting, right? The urge to splurge hits instantly. Introducing the “House Money Effect”: the psychological phenomenon of free cash. Unexpected windfalls feel like play money, don’t they? This common behavior leads us to relax our grip on our wallets. With newfound funds…
When you think of investing in India, what comes to your mind first? Real estate? Gold? Bonds? Equity? While these are popular choices, there’s another asset class that’s been consistently outperforming the rest. Indian equities. If you’ve ever wondered why equity seem to be outshining everything else, you’re not alone. In recent years, Indian equities…
“Teach her about how money really works, and she can change the world.”~Linda Davis Taylor Are women taking full control of their Financial Future? The answer is a clear YES! Since years, women have been underrated in the world of investing. And they are always asked to save money. In recent years, India’s investment outlook…
My dad, Mr. Ashok Naik, started A D Naik Wealth. Little did we know that this endeavour would become a testament to his legacy and impact the lives of countless individuals. Unfortunately, fate had other plans, and my father’s untimely departure left a void that seemed impassable. While thinking about what to do next—whether to…