"Disclaimer"

Naik wealth planner has no additional charge for its investment in mutual funds. We are compensated by Asset Management companies directly. Every mutual fund scheme has a Total Expense Ratio (TER) from which expenses are shared between the asset management company and the distributor.

As per SEBI circular: SEBI/IMD/CIR No. 4/ 168230/09, following are the details of the comparative commission earned by Naik Wealth Planners Pvt Ltd / Nikhil Naik from various fund-houses, whose products are being distributed

Fund Schemes Upfront Brokerage/Upfront Commission Trail year 1 Trail year 2 onwards
Equity and Balanced 0% to 1.25% 0% to 1.25% 0% to 1.25%
Index 0% to 1% 0% to 0.75% 0% to 0.50%
ELSS 0% to 6% 0% to 0.75% 0% to 1.25%
Asset Allocation 0% to 1.5% 0% to 0.75% 0% to 0.50%
Arbitrage Funds 0% to 0.80% 0% to 0.80% 0% to 0.50%
Monthly Income Plans 0% to 1.25% 0% to 1% 0% to 0.60%
Gilt 0% to 1% 0% to 1% 0.10% to 0.60%
Income 0% to 1.25% 0% to 1.25% 0.05% to 1%
Short Term 0% to 0.40% 0% to 0.60% 0.1% to 0.5%
Short Term Liquid & Floating Rate
      An interest rate that is allowed
      to move up and down with the rest
       of the market or along with an index.
0% to 0.05% 0% to 0.90% 0% to 0.90%

Naik Wealth Planners/ Nikhil Naik could also get reimbursements towards promotion and marketing related activities conducted by Naik Wealth Planners Pvt Ltd / Nikhil Naik on behalf of AMCs. These reimbursements are event based and the same may or may not be received from AMCs in a particular period. Further, since such activities may be carried out at AMC level, reimbursement amount received cannot be attributed to any specific scheme being offered by such AMC. Details of Scheme level commission on Mutual funds are available with the Relationship Managers and would be produced on demand. This is on a best effort basis and rates are updated as and when actual rates are received from AMCs Note : With effect from 1st November 2011, Naik Wealth Planners Pvt Ltd / Nikhil Naik has “opted-out” for transaction charge as per the SEBI circular no. Cir/ IMD/ DF/13/ 2011 dated August 22, 2011

Disclaimer:-

The information contained on this website is intended for general information purpose only. The information published on this website does not constitute a solicitation, suggestions, inducement , offer or recommendation to purchase or sell any stocks, scripts of debentures, mutual funds units, shares, securities or any financial instruments or to enter into any other transaction. Naikwealth Planner/ Nikhil Naik / its subsidiaries/ affiliates / their officers/ employees shall not be liable for any loss damage, liability whatsoever for any direct or indirect loss arising from the use or access of any information that may be displayed on this website from time to time. All the information is subject to change without notice. The information published should not be used as a substitute for any form of advice. The information on this site has not been prepared taking into account specific investment objectives, financial situations and needs of any particular investor, and therefore may not be suitable for you. You should verify all information before relying on it. Decisions based on the information provided on or via this website are for your own account and risk.

NaikWealth Planners/ Nikhil Naik has attempted to provide accurate and up-to-date information. NAIKWEALTH PLANNERS/ NIKHIL NAIK makes no warranties or representations, express or implied, as to whether information contained on or via this website is accurate, complete or up-to-date. NAIKWEALTH PLANNERS/ NIKHIL NAIK is not obliged to update the information provided or to correct inaccuracies or errors. No rights accrue from the information published on this website. NAIKWEALTH PLANNERS/ NIKHIL NAIK does not represent or warrant that the website will function without error or interruption.

NAIKWEALTH PLANNERS/ NIKHIL NAIK shall not be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including loss/profits (even if NAIKWEALTH PLANNERS/ NIKHIL NAIK is advised of possibility thereof) arising in any way from

(i) the information contained on this website

(ii) any information transmitted via this website or

(iii) the functioning or non-availability of this website.

(iv) any action or decision made by you in reliance on this website or its information,

(v) any unauthorized use or reproduction of the website or its information, even if we have advised of the possibility of these damages. NAIKWEALTH PLANNERS/ NIKHIL NAIK is not liable for any damages or losses that may be caused to any equipment and other software due to any viruses, defects or malfunctions in connection with access or use of this website.

This site may provide you with access to other websites. Each local site will be governed by local terms and conditions in addition to these terms and conditions. Please read the local site terms and conditions carefully before using the local site.

This website may refer, by hyperlinks or other means, to information provided by third parties. NAIKWEALTH PLANNERS/ NIKHIL NAIK has not verified whether such information is reasonable, accurate, reliable, complete or up-to-date. Links to other sites do not constitute NAIKWEALTH PLANNERS/ NIKHIL NAIK approval or endorsement of such sites or its products or advertisements. NAIKWEALTH PLANNERS/ NIKHIL NAIK is not liable in connection with any such information provided by third parties.

Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided or is provided with the software.

We provide the website and its information on ‘as is’ ‘as available’ basis and do not make any express or implied warranties, representations, endorsements or conditions with respect to the website or its information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, correctness, reliability and fitness for a particular purpose. The use of this website is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on this website.

Further. We make no representation or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this website.

You agree to indemnify and hold us harmless of any liability, loss, claim and expense, related to your violation of these Disclaimers.

References to ‘you’, ‘your’ and ‘yours’ are references to the person(s) accessing this website.

References to ‘we’, ‘us’ and ‘our’ are references to NAIKWEALTH PLANNERS/ NIKHIL NAIK

NAIKWEALTH PLANNERS/ NIKHIL NAIK reserves the right to change the information provided on or via this website, including the terms and conditions of this disclaimer, at any time and without notice. It is recommended that you review the information provided on or via this website, including the terms and conditions, periodically for changes. Further, your continued access or use of the website will mean that you agree to any changes.

We reserve the right in our sole discretion to deny any user access to this website, any interactive service, herein, or any portion of this website without notice.

If you are dissatisfied with any portion of this website, or with any of these terms and conditions, your sole and exclusive remedy is to discontinue using this website.

All Mutual Funds and securities investments are subject to market risks and there can be no assurance that the scheme’s object will be achieved and the NAV of the schemes can go up or down depending upon the factors and forces affecting the securities market. Past performance of the schemes do not indicate the future performances. The NAV of the schemes may be affected by changes in Interest Rate, trading volumes, settlement periods, transfer procedures and performances of individual securities. The NAV will be exposed to price/ Interest rate Risk and Credit Risk.

There is no guarantee or assurance to unit holder as to the rate of dividend distribution nor that dividend will be paid regularly. Investors are not being offered any guarantee/ assured returns. The Dividend Payout will be subject to availability of Distributable surpluses. After the payment of Dividend, the NAV will fall to the extent of the Dividend payout, Investors holding units of the scheme on the record date shall be eligible for the Dividend. Please read the offer document carefully before investing.

We don’t guarantee Principal amount or Interest of any investment & F/D, we are acting only as a sub-broker investor must read terms & condition before investment & advising. These interest Rates may change any time. Please confirm before investing. Kindly check with us the latest fixed deposit Interest Rates before investing. As they are likely to be change without any further notice & Current Applicable rate will be applied to the fixed deposit at the time of investing. Majority fixed deposit Certificate will be issue within 60days by the Company from the Cheque Clearance date.

Insurance is subject to matter of solicitation.

In IPO & NCD We are not responsible for non-bidding as well as non-allotment of shares & Non-Payment of Principal Amount. Please submit your application as early as possible. No Guarantee for submission of application on last date.

We hereby expressly disclaim any implied warranties of the laws of any jurisdiction. We consider ourselves and intend to be subject to the jurisdiction only of the Court of Mumbai in India. If you don’t agree with any of our disclaimers above please do not read the material on any of our pages and exist the website immediately. This site is specifically for users in the territory of India. Although the excess to users outside India is not denied, NAIKWEALTH PLANNERS/ NIKHIL NAIK shall have no legal liabilities whatsoever in any loss of any jurisdiction other than India.

The information and data contained in this website do not constitute distribution, an offer to buy or sell or solicitation of an offer to buy or sell any Schemes/Units recommended by Naikwealth Planners Pvt. Ltd in any jurisdiction in which such distribution, sale or offer is not authorized. The material/information provided in this website is for the limited purposes of information only for the investors. In particular, the information herein is not for distribution and does not constitute an offer to buy or sell or solicitation of an offer to buy or sell any recommended Schemes/Units by Naikwealth Planners Pvt. Ltd to any person in the United States of America ('USA')/Canada.